Low penetration of insurance companies has been realized by most countries in the world. However, there has been a paradigm shift in the insurance business in the recent years. For instance, in Singapore, there has been a market boom for insurance business in 2015 after they realize a 14%...
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The Importance of credit card score (2017 update)
Today, technology is fast pacing out conventional ways of doings things ranging from communication, fashion, transport to banking. We are moving towards a paperless and cashless year where everything is revolutionized and transformed to technology based. These changes are significant and appreciable alike. Well, we are always surrounding by...
Property ROI: How to calculate? (2017 Update)
The economic boom in Singapore following its independence in 1965 resulted in an increase in property prices. Due to this, Singaporeans look at investing in properties as the best way to succeed financially. But it is essential to know if you are really getting a return on investment (ROI)...
What Is Wealth Management? (2017 Update)
The term wealth management in quite commonly heard in financial market parlance. In fact it is often loosely used and sometimes it can be quite confusing. Especially for all those who are new to financial markets. One basic fact that is quite apparent in the name itself, Wealth management...
Exchange Traded Funds (2017 Update)
What Are Exchange Traded Funds, How Are They Beneficial? The financial market is brimming with myriad investment instruments. From basic stocks, to complex debt instruments, the choices are varied with each one vying for attention, claiming to be the best, the safest and ultimate means to clock in big...
Understanding your personal finances (2017 Update)
Understanding your personal finances is something that every person needs to do. By understanding what is going on with your personal finances you will be able to better control them. This can be one of the best ways to avoid money problems and debt. Getting started is the hardest...
Understanding Credit Scores and Reports (2017 Update)
In some cases, credit reports and credit scores are used interchangeably – which can be confusing to some. They are related terms, but they are not the same. In this article, we’re going to explain some details that will help you understand these two terms. What Exactly Is a...
Independence savings rate and economic growth rate (2017 update)
In the economic literature there is the conclusion that the rate of economic growth and savings rates are interdependent. It is understood that it would be extremely simplification economic development understood only as a function of the size of savings. However it cannot be disputed really very important role...
First house in Singapore (2017 Update)
Take the bold step; buy your first house in your 20s Buying an apartment is a dicey decision to make, especially when you are not sure of what is the right age to give it a go. However, it is fast becoming a good idea to give it a...
Financial Ratios (2017 Update)
Basic Types of Financial Ratios Financial Ratios That Measure the Company’s Performance Financial ratios represent the association between the statements of financial items. We can identify the weakness and strengths of the company using these ratios. Financial ratios can also estimates the financial performance of the upcoming days....